Call: 0800 999 3339
No broker fee equity release mortgage advice in Carlisle Call Us

Want to know more about equity release?

Watch our two-minute video that will explain how equity release could work for you.

Would you like to know more, call us on 0800 999 3339.

Free equity release calculator

See how much you could release with our simple lifetime mortgage calculator.

Estimated property value
(please call for properties valued higher than £1.5m)
Age of youngest homeowner
Outstanding mortgage balance
(leave as £0 if you have no mortgage)
You would be able to release a maximum of
equity from your home.
Higher loan amounts may be available. Please ask for a personalised illustration.
If you just need some helpful, friendly advice, call us now on 0800 999 3339, you'll get straight through to a qualified equity release specialist. If its more convenient, you can simply Book a chat.
Trustpilot reviews

Read our Trustpilot reviews...

See all Trustpilot reviews

Understanding equity release?

Equity release, often called a ‘lifetime mortgage’, allows homeowners over 55 to unlock tax-free cash from their property without having to move. You can either take a loan secured against your home’s value or sell a portion of it in exchange for a lump sum or regular payments.

Some plans even allow you to access further funds in the future if needed. If your home is mortgage-free, you can release equity straight away. If you still have a mortgage, the proceeds from equity release must be used to pay it off first.

Is equity release safe?

Yes, equity release is a regulated financial product designed to protect homeowners. It is overseen by the Financial Conduct Authority (FCA), ensuring fair practices and consumer safeguards. With a lifetime mortgage, you will never owe more than the value of your home when it is sold for a fair market price, meaning your estate won’t be left with any outstanding debt.

Before making a decision, it’s important to get expert advice to understand the full details, including how equity release might impact your inheritance and long-term financial plans.

What can you use equity release for?

The money you release is yours to use however you wish. Whether you want to improve your home, clear existing debts, purchase a new car, or simply boost your retirement income, equity release can provide the financial flexibility you need.

Here are a few of the most common reasons people choose equity release.

Repaying existing debts Repaying
debts
To support the family
Supporting
family
To fund care home fees
Funding
home care
For dream holidays
Dream
holidays
For home improvements
For home
updates
University or weddings costs University or weddings
Would you like to know more in detail, please call us on 0800 999 3339 or simply Book a chat.

About us


At Equity Release and Mortgage Partnership Carlisle, we specialise in helping homeowners make informed financial decisions. With extensive experience in mortgage and equity release advice, we provide clear, straightforward guidance to help you unlock the value in your home with confidence.

Our goal is simple: to give you expert, honest advice tailored to your needs. We understand that choosing an equity release plan is a significant decision, so we take the time to explain everything clearly, without jargon or pressure.

What sets us apart is our personal approach. Every homeowner’s situation is unique, which is why we offer personalised advice based on your circumstances, future plans, and financial goals. We’re committed to making the process smooth, stress-free, and completely transparent from start to finish.

With a focus on customer care and financial well-being, we aim to give you peace of mind, knowing that you’ve made the best choice for your future.



Why choose us for equity release in Carlisle?

Tailored solutions

We explore a wide range of equity release plans to find the one that best fits your needs and financial goals.
 

Stress-free process

From the initial enquiry to completion, we take care of all the paperwork and administration, making the journey smooth and hassle-free.
 

Experienced & reliable advice

With a strong reputation for honesty and expertise, you can trust us to provide clear, straightforward guidance every step of the way.

Call us 0800 999 3339

Book a free consultation with Richard or Tom today

Telephone

0800 999 3339

Email

Email us

Business hours

Mon-Sat | 09:00 to 20:00

Book a chat

Appointments are available late into the evening and on the weekend.

 


Equity release mortgages for Carlisle homeowners aged 55 and over.

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.

Equity Release and Mortgage Partnership Ltd is directly authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the financial services register http://register.fca.org.uk under reference 986900. Privacy Notice. Update cookies preferences

© Copyright . All rights reserved.

Equity Release and Mortgage Partnership Carlisle